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Tools › Balance Transfer Calculator

Balance Transfer Calculator

Compare keeping your balance where it is with moving it to a card with a low intro APR. The transfer fee is added to the new balance on day one, and any balance left when the promo ends gets the regular rate.

Your card now

The transfer offer

Not financial advice. This calculator gives estimates for general education only, based on the numbers you enter and simple assumptions (rates stay the same, no new charges or fees unless noted). Your card issuer's statements are the real numbers. Everything is calculated in your browser — nothing you type is sent or saved. See our Advertiser Disclosure.

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