Tools › Debt Snowball vs. Avalanche Calculator
Debt Snowball vs. Avalanche Calculator
List each card and the total you can pay each month across all of them. Snowball puts extra money on the smallest balance first (quick wins). Avalanche puts it on the highest APR first (usually less interest). Both keep paying every card's minimum.
Not financial advice. This calculator gives estimates for general education only, based on the numbers you enter and simple assumptions (rates stay the same, no new charges or fees unless noted). Your card issuer's statements are the real numbers. Everything is calculated in your browser — nothing you type is sent or saved. See our Advertiser Disclosure.