Tools › 50/30/20 Budget Calculator
50/30/20 Budget Calculator
The 50/30/20 rule is a simple starting point: about 50% of take-home pay for needs (rent, groceries, utilities, minimum payments), 30% for wants, and 20% for savings and paying down debt. Enter your monthly take-home pay — and, if you like, what you really spend.
Not financial advice. This calculator gives estimates for general education only, based on the numbers you enter and simple assumptions (rates stay the same, no new charges or fees unless noted). Your card issuer's statements are the real numbers. Everything is calculated in your browser — nothing you type is sent or saved. See our Advertiser Disclosure.