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Emergency Fund Calculator
An emergency fund covers essentials if your income stops or a big bill hits, so you don't have to lean on a credit card. A common target is 3 to 6 months of essential expenses — more if your income is irregular or you're the only earner.
Not financial advice. This calculator gives estimates for general education only, based on the numbers you enter and simple assumptions (rates stay the same, no new charges or fees unless noted). Your card issuer's statements are the real numbers. Everything is calculated in your browser — nothing you type is sent or saved. See our Advertiser Disclosure.